Exclusions

YOUR TRACKDAY INSURANCE DOES NOT COVER: 

1. Bikes. 

2. Internal damage to the engine / gearbox or transmission, unless it is a consequence of a direct impact / a direct consequence of an accident on the circuit or with another participant. 

3. Damage caused directly to, or by mechanical, electrical or computer breakdown, however, caused. 

4. Fire damage that is not the direct result of an accident. 

5. Liability to other participants, to any third parties or passengers or any property damage. 

6. Injury or damage caused by or resulting from driving or using the car on a road or public highway within the meaning of the Road Traffic Act. 

7. Any incident caused by or due to the effects of or under the influence of alcohol and/or drugs. 

8. Accident damage caused due to any form of competitive driving. This includes any form of timing. 

9. Consumable items such as tyres, oils, linings etc. 

10. Minor cosmetic damage such as paint chips or wheel scuff that are not a consequence of an accident on the circuit or with another participant. 

11. Shipping / Transportation costs. 

12. “Birdstrike” or damage directly caused to your car as a consequence of animals straying into your path on track. 

18. Loss or damage to the car whilst being driven by any person other than those specifically agreed by us. 

19. Any fraudulent, dishonest or criminal act. 

20. Damage to items/components due to wear and tear and gradual deterioration. 

21. Loss or damage which is insured by any other existing insurance including and not limited to motor or household insurances. 

22. Loss of use, delay or consequential loss of any description, including confiscation or abandonment. 

23. Loss of computer logging systems. 

24. Loss of or damage to the car as a consequence of a negligent act whilst being worked upon. 

25. Loss from any form of mechanical or electrical breakdown or damage, ingress of water, rust, oxidisation, latent defect or inherent vice. 

26. Loss or damage to overalls, race suit, helmet, boots or gloves. 

27. Diminution of the market value following repair

The following exclusions can be modified if requested (additional premiums may apply):

Paintwork

Recovery costs

Labour costs exceeding £80 per hour (including VAT)

Damage caused as a direct result of airbag deployment

Personal injury